Purchase Mortgage

Buy a home without any of the hassle

Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.

We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way

  • First Time Home Buyer Programs
  • Low Down Payment Options
  • Rehabilitation Loans
  • Bank Statement Loans
  • Construction End Loans
  • Fixed Rates
  • Adjustable Rate
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA & USDA Loans
  • Terms from 8 to 30 years

Do I qualify?

To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.

Want to complete a full application?

Click below to begin the process. This may take about 30 minutes of your time.
Full Application
In House Mortgage
38219 Mound Rd, Suite 201
Sterling Heights, MI 48310
NMLS# 1830134